UNDERSTANDING TEMPORARY DISABILITY
Temporary disability (TD) benefits are payments to you if you lose wages because your injury prevents you from doing your usual job while in treatment for your industrial injuries.
Temporary disability pays two-thirds of the gross (pre-tax) wages you lose while you are recovering from a job injury. There is a minimum and maximum TD rate. Wages are not just what you receive in your paycheck. Wages also included all forms of income you receive from work, including wages, food, lodging, tips, commissions, overtime and bonuses. Wages also include money received from other employers if you are unable to work at these employers due to your industrial injuries.
TD payments begin when your doctor says you can’t do your usual work for more than three days or you get hospitalized overnight. Payments must be made every two weeks. Generally, TD stops when you return to work, or when the doctor releases you for work, or says your injury has improved as much as it’s going to. This is called Maximum Medical Improvement. To fully understand your rights, you should consult with an Attorney.
Author John Metz, a Partner at Cleveland and Metz, has been practicing Workers’ Compensation since 1995