February 9, 2020

Injured At Work?

Why you need a Work Injury Lawyer.

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If your injuries are clearly work-related, require extensive medical treatment MPN, involve long periods of time off work, or result in permanent disability PDA, you should call a workers’ compensation lawyer. … Many workers will need to—or can benefit greatly from—hiring a workers’ compensation lawyer. Here are some examples when you need a work injury lawyer who specializes in Workers Compensation.

Your claim is denied. Large employers like Amazon, Worker’s Compensation insurance companies or third-party administrators like Sedgwick, deny workers’ compensation claims for a variety of reasons. For example, the insurance company might claim that your injury wasn’t work-related, that your injury as a result of a pre-existing condition, that there is no medical evidence for your injury or that you filed your claim too late. You can fight the denial through the workers’ compensation system. You will need an experienced work injury lawyer who knows how to use the legal tools to gather evidence, and argue your case to the defense attorney, insurance company and workers compensation judge.

Your permanent disability rating is disputed. The bulk of most workers’ comp settlements and awards are for permanent disability benefits often referred to by the initials PD and PDA. These benefits are calculated based on your permanent disability rating. If the insurance company doesn’t agree with the rating assigned by your primary treating physician within their medical provider network, it can require you to attend an independent medical examination , known as a qualified medical evaluation QME and choosing this doctor is critical to the outcome of your case. If you picked the wrong doctor, the insurance company will use the opinion to justify paying you less at time of settlement. A work injury lawyer can be essential to getting you a fair settlement or convincing a judge at trial if settlement isn’t possible.

You have a preexisting condition. If you have a pre-existing injury or condition involving the same body part you injured at work, you’ll be facing an uphill battle with the Worker’s Comp. insurance company. The workers compensation insurance company will likely blame your work injury on your previous condition rather than your work activities. This is known as apportionment. Your pre-existing condition can be genetic, congenital, and old injury or even something asymptomatic that you did not even know you had, even if you are working just fine before your injury. This is especially true if your injury has developed slowly over time, rather than during a single work accident. This is known as a repetitive work injury also known as a cumulative trauma. If you have this type of case, I suggest you call our us immediately as there are several rules and timelines that may apply to you. If you have a wear and tear injury call us immediately, remember that your wages paid for your time and effort not for your body parts.

You’re having trouble getting the treatment you need. Insurance companies often deny—or delay in approving—all medical treatments including surgery. A lawyer can make sure you have a good selection within the medical provider network (MPN) of a primary treating physician who understands how to properly prepare requests for authorization (RFA) for medical treatment you need.

Your ability to work has been affected. If you can never work again or you can’t return to your preinjury occupation, you’ll need to maximize your workers’ comp benefits and you will need an experienced work injury attorney, preferably a certified specialist in Worker’s Compensation law so you can plan for your future. If you cannot return to your job or your employer does not have modified work for you, you will need a worker’s compensation attorney to help you get job retraining and monetary benefits for your future.