{"id":3510,"date":"2019-07-08T18:16:51","date_gmt":"2019-07-09T01:16:51","guid":{"rendered":"https:\/\/www.clevelandmetzlaw.com\/?p=3510"},"modified":"2021-03-03T10:05:35","modified_gmt":"2021-03-03T18:05:35","slug":"actualizacion-de-compensacion-de-trabajadores-de-san-bernardino-para-trabajadores-lesionados-8-de-julio-de-2019","status":"publish","type":"post","link":"https:\/\/www.clevelandmetzlaw.com\/es\/san-bernardino-workers-compensation-update-for-injured-workers-july-8-2019\/","title":{"rendered":"Actualizaci\u00f3n de compensaci\u00f3n laboral de San Bernardino para trabajadores lesionados 8 de julio de 2019."},"content":{"rendered":"
\u00a0<\/div>\n
\"Cleveland<\/a>La Oficina de Calificaci\u00f3n de Seguros de Compensaci\u00f3n para Trabajadores (WCIRB) public\u00f3 su informe de p\u00e9rdidas y gastos de compensaci\u00f3n para trabajadores de California 2018 el lunes pasado que muestra otra victoria para las aseguradoras, ya que los pagos m\u00e9dicos y las p\u00e9rdidas disminuyeron en aproximadamente $100 millones.<\/div>\n
En general, los pagos y gastos m\u00e9dicos disminuyeron a $4.6 mil millones en 2018 desde $4.7 mil millones el a\u00f1o anterior con la relaci\u00f3n de primas devengadas cayendo entre un 10 y un 82 por ciento de las primas devengadas en 2018, por debajo del 92 por ciento en 2017, aumentando a\u00fan m\u00e1s su beneficios.<\/div>\n
La WCIRB estima una ganancia de suscripci\u00f3n de $3.2 mil millones, o el 18 por ciento de la prima, en 2018 en comparaci\u00f3n con $1.4 mil millones, o el 8 por ciento de la prima, en 2017.<\/div>\n
Los pagos m\u00e9dicos realizados para tratar a los trabajadores lesionados disminuyeron en todas las categor\u00edas excepto en una: "otra".<\/div>\n
Un punto positivo fueron los pagos realizados directamente a los trabajadores lesionados que aumentaron a $1.47 mil millones en 2018, frente a $1.34 mil millones en 2017.<\/div>\n
\u00bfQu\u00e9 nos dice esto?<\/div>\n
Se niegan y retrasan los reclamos m\u00e9dicos para reducir los costos, lo que dificulta la capacidad del trabajador de recibir el tratamiento que necesita para volver al trabajo.<\/div>\n
Lo que es a\u00fan m\u00e1s interesante es que\u00a0como\u00a0<\/a>informamos previamente<\/a>\u00a0(varias veces<\/a>), la WCIRB ha fijado un objetivo en las reclamaciones de CT como el problema definitivo que afecta los costos de compensaci\u00f3n de trabajadores.<\/div>\n
Sin embargo, seg\u00fan sus propias cifras, el total de p\u00e9rdidas reportadas en reclamaciones por discapacidad permanente asociadas con "t\u00fanel carpiano \/ movimiento repetitivo", "otras lesiones acumulativas" y "lesiones por estr\u00e9s psiqui\u00e1trico y mental" (tambi\u00e9n una forma de trauma acumulativo) solo representaron una total combinado del 15 por ciento de las p\u00e9rdidas.<\/div>\n
Los costos estimados por reclamo tambi\u00e9n fueron significativamente m\u00e1s bajos para este tipo de lesiones en comparaci\u00f3n con lesiones espec\u00edficas por resbalones y ca\u00eddas o lesiones de espalda, y el porcentaje de reclamos por lesiones acumuladas represent\u00f3 solo el 4.2 por ciento de todos los reclamos. Agregue las afirmaciones de "tensi\u00f3n por movimiento repetitivo" en un 4,6 por ciento y todav\u00eda estamos viendo menos del 10 por ciento de todas las afirmaciones.<\/div>\n
Podr\u00edamos seguir profundizando en los n\u00fameros, pero puedes\u00a0leer el informe<\/a>\u00a0para ti.<\/div>\n
Nuestras conclusiones clave: las primas han bajado, los pagos para tratar a los trabajadores lesionados han bajado, las ganancias han aumentado.<\/div>\n
Y todo se hace a costa de los trabajadores lesionados.<\/div>\n
\u00a0<\/div>\n
\n

\u00a0\"\" <\/a>Llamada<\/a>\u00a0 \u00a0\"\"<\/a> Correo electr\u00f3nico<\/strong><\/a>\u00a0\u00a0<\/strong> \"\"<\/a>\u00a0<\/strong>Texto<\/a>\u00a0 \"\"<\/a> Mapa<\/a><\/h3>\n<\/div>","protected":false},"excerpt":{"rendered":"

\u00a0 La Oficina de Calificaci\u00f3n de Seguros de Compensaci\u00f3n para Trabajadores (WCIRB) public\u00f3 su informe de P\u00e9rdidas y Gastos de Compensaci\u00f3n para Trabajadores de California de 2018 el lunes pasado, mostrando otra victoria para las aseguradoras, ya que los pagos m\u00e9dicos y las p\u00e9rdidas disminuyeron en aproximadamente $100 millones. En general, los pagos y gastos m\u00e9dicos disminuyeron a $4,6 mil millones en 2018 de $4,7 mil millones el a\u00f1o anterior con la proporci\u00f3n...<\/p>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[61],"tags":[],"class_list":["post-3510","post","type-post","status-publish","format-standard","hentry","category-san-bernardino-work-injury-lawyers"],"yoast_head":"\nSan Bernardino Worker's Compensation update for injured workers<\/title>\n<meta name=\"description\" content=\"San Bernardino Worker's Compensation update for injured workers medical provider networks, care denial, IMR PD UR and continuous repetitive work trauma claims\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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